Guarding Your Future: Your Choices

The future comes with incredible regularity. A day gives way to another day, a week gives way to another week, a month gives way to another month, and a year gives way to another year. What we do in the past impacts our choices in the future. If we don’t live a healthy lifestyle, it can impact how we live in the future. If we don’t invest in key relationships, at some point we may experience a relational break down. If we don’t keep things in line financially, it can limit our choices when we look ahead.

The good financial choices we make today give us options for the future. Proverbs 31:10-21 is often used as a reference to a woman with good character. But looking at the text overall you will see that a woman of character is wise with money and “has no fear for her household” because she has been financially wise:

A wife of noble character who can find? She is worth far more than rubies. Her husband has full confidence in her and lacks nothing of value. She brings him good, not harm, all the days of her life. She selects wool and flax and works with eager hands. She is like the merchant ships, bringing her food from afar. She gets up while it is still night; she provides food for her family and portions for her female servants. She considers a field and buys it; out of her earnings she plants a vineyard. She sets about her work vigorously; her arms are strong for her tasks. She sees that her trading is profitable, and her lamp does not go out at night. In her hand she holds the distaff and grasps the spindle with her fingers. She opens her arms to the poor and extends her hands to the needy. When it snows, she has no fear for her household; for all of them are clothed in scarlet.
Proverbs 31:10-21

Money is not a popular subject for most, but money is one of the most addressed topics in the Bible. If you have ever worried about having enough for your future, overspent your budget, had a hard time giving, been unable to meet the need of another, or worried about the economy, then you are not alone. There are many principles to consider when it comes to finances, but I have found five specific values within Proverbs that are worth considering.

Earn It Honestly

Better a little with righteousness than much gain with injustice. Proverbs 16:8

The simple teaching here is to earn your money honestly. There are even more verses about earning money with integrity and honesty:

  • Proverbs 11:1 The Lord detests dishonest scales, but accurate weights find favor with him.
  • Proverbs 13:11 Dishonest money dwindles away, but whoever gathers money little by little makes it grow.
  • Proverbs 28:6 Better the poor whose walk is blameless than the rich whose ways are perverse.

Basically, it is better to be poor and doing things right than to be wealthy and doing things dishonestly. Have you ever received incorrect change in your favor and hesitated to make it right? Proverbs warns that if you are willing to be dishonest in small things, it shows your honesty is more about how you are seen in this world. We have choices all the time with being honest about money. Dishonesty comes through more than blatant theft. It can be seen by taking things home from the office, being fraudulent with our taxes, conducting dishonest deals, lacking disclosure, or shorting an employer in hours or effort.

Spend It Wisely

Put your outdoor work in order and get your fields ready; after that, build your house. Proverbs 24:27

This Proverb advises us to spend money on an asset first, before spending it on something that doesn’t offer a return to you. We are bombarded with messages to spend in order to be happy. This often leads to spending beyond our means. Proverbs cautions us to take care of the essentials before spending on something that’s just nice to have. In our consumeristic society, we spend for different reasons – as a compulsion, out of emotion, when we’re bored, or to establish status. John Maxwell describes it this way: “A budget is people telling their money where to go, rather than wondering where it went.”

Save It Consistently

…the wise stir up choice food and olive oil, but fools gulp theirs down. Proverbs 21:20

Wise people are savers. Some studies show that 70% of Americans live pay check to pay check. Pastor John Ortberg talks about two kinds of people when it comes to money – nerds and hippies. Nerds are those who always make sure they have everything in line and everything balances. Hippies are those who only want to spend. And nerds usually marry hippies. In reality, it’s necessary to find a balance between the extremes. If you only worry about saving, you won’t live in the present and you won’t enjoy the life that you have today. But if you live so fully in the present that you don’t save, you won’t be prepared for what you face in the future.

Borrow It Sparingly

The rich rule over the poor and the borrower is slave to the lender. Proverbs 22:7

There are two kinds of debt – good debt and bad debt. Good debt is something that you borrow for something that appreciates in value. Borrowing for something like an education, an asset, a business opportunity, or a house is good debt. Bad debt is something that you borrow for something that depreciates in value. Borrowing for vacation, clothes, food, or an automobile is bad debt. The challenge of debt subjects us to pressure in life. Debt results in earning pressure in order to earn more money to service our debt. This leaves us without joy. Debt erodes our buying power. Debt can lead to the temptation to cut corners or become manipulative. Bad debt is driven by a desire for more and an unwillingness to be content with what we have. Laurence Shames put it like this in his book The Hunger for More: “The things that we have, however wonderful, tend to pale in comparison to those things we might still get.”

Give It Generously

Honor the Lord with your wealth, with the first fruits of all your crops… Proverbs 3:9

A farmer in that day would give the first 10% of his crops to the Temple in order to honor God before keeping anything for himself. In our world today, that equates to giving the first portions, not the leftovers to honor God. God can do more with the 90% that we have left when we give him the first 10%. Proverbs 11:24 describes it like this: “One person gives freely, yet gains even more; another withholds unduly, but comes to poverty.” When we give, God works and resupplies back to us. When we give generously, we experience joy and it often comes back to us. Giving addresses our consumeristic desire for more in the face because we give before considering what we get.

Proverbs 19:17 echoes that principle: “Whoever is kind to the poor lends to the Lord, and he will reward them for what they have done.” When you take resources and help others who don’t have as much, God says that it’s like lending to God and He will satisfy that debt. It’s not giving to get. It’s God describing Himself as the ultimate creditor. You can’t out give God.

Proverbs 11:4 gives us even more than these five principles: “Wealth is worthless in the day of wrath, but righteousness delivers from death.” There is coming a day that the pile of what you have accumulated won’t matter at all. It will have no value on the day that you stand before God in judgment. Righteousness is something that no one has. The only righteousness you have is through what Christ has done on your behalf. All of your money is ultimately going away, so make sure you handle your future in this world. But make sure you also handle your future beyond this world. One day your money won’t buy you anything.

Jesus said in Matthew 16:26, “What good will it be for someone to gain the whole world, yet forfeit their soul?” Money is just a tool in this life. All that you gain will not help you when you stand before God. Your only right-standing will come with what you have done with Jesus Christ.

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Make Every Effort: To Keep Hope Alive

Watching the news these days, it’s hard to feel hopeful about the future. The presidential campaign is unsettling, there is unrest in our cities, and division abounds almost everywhere you look. Maybe world affairs aren’t your source of concern. You may be searching for hope in the midst of a health crisis, financial despair, marital challenges, loneliness, or career challenges. Where is there hope? Titus 2:3 provides a definitive answer:

…while we wait for the blessed hope—the appearing of the glory of our great God and Savior, Jesus Christ,

It may sound like a simplistic church answer that our hope is in the return of Jesus Christ. How does that help with what we’re facing right now? Peter warns us that there are many who will say this returning is not very likely. There will be scoffers, people who mock the idea of His return in 2 Peter 3:3: “Above all, you must understand that in the last days scoffers will come, scoffing and following their own evil desires.” Peter, continues in this chapter to guide us how to keep hope alive.

Keep Hope Alive with a Backward Look

“Where is this ‘coming’ he promised? Ever since our ancestors died, everything goes on as it has since the beginning of creation.” But they deliberately forget that long ago by God’s word the heavens came into being and the earth was formed out of water and by water. By these waters also the world of that time was deluged and destroyed. By the same word the present heavens and earth are reserved for fire, being kept for the day of judgment and destruction of the ungodly. 2 Peter 3:4-7

The scoffers may be as much questioning as they are mocking. Peter reminded the early church to look back to maintain hope – all the way back to the beginning of creation. God made a statement in the past about the earth, and the flood came. And God also made a statement about Jesus’ coming. Pastor Paul David Tripp refers to this “eternity amnesia:”

When we ask this present world to be what it was simply never meant to be, we demand that our lives here and now behave as if they were our final destination.

Sometimes we hesitate to look backward because we want our present life to satisfy every need.

Keep Hope Alive with a Forward Look

But do not forget this one thing, dear friends: With the Lord a day is like a thousand years, and a thousand years are like a day. 2 Peter 3:8

God is timeless. He lives outside of our time constraints. He is continual. To God, even though 1,000 years pass, it’s as if it has only been a day. The significance of this timelessness is seen in verses 9-10: “The Lord is not slow in keeping his promise, as some understand slowness. Instead he is patient with you, not wanting anyone to perish, but everyone to come to repentance. But the day of the Lord will come like a thief. The heavens will disappear with a roar; the elements will be destroyed by fire, and the earth and everything done in it will be laid bare.”

A day is coming when Jesus will judge this world. We don’t generally like to talk about this characteristic of God. We prefer the idea of acceptance – that everyone will be okay. Croatian theologian Miroslav Volf describes this in his book Exclusion and Embrace:

My thesis that the practice of non-violence requires a belief in divine vengeance will be unpopular with many Christians, especially theologians in the west. To the person inclined to dismiss it, I suggest imagining that you are delivering a lecture in a warzone. Among your listeners are people whose cities and villages have been first blundered, then leveled, then burned to the ground. Whose daughters and sisters have been raped. Whose fathers and brothers have their throats’ slit. The topic of the lecture? The Christian’s Attitude Toward Violence. The thesis that we should not retaliate since God is perfect, non-coercive love. Soon, you would discover that it takes the quiet of a suburban home for the birth of the thesis that human non-violence corresponds to God’s refusal to judge. In a scorched land, soaked in the blood of the innocent, it will invariably die. And as one watches it die, one will do well to reflect about many other unpleasant captivities of the liberal mind.

Volf is observing that in the west, where we live in comfort and ease, we surmise that judgment isn’t necessary and doesn’t help. But judgment is the only thing that protects us against vengeance. Because of God’s judgment, we can be assured and look forward to the day when He will right every wrong. He will heal every sickness and every broken person will be restored. When Jesus comes to judge, He will bring a new heaven and a new earth. Everything that is true and good will be restored.

Keep Hope Alive with an Inward Look

You ought to live holy and godly lives as you look forward to the day of God and speed its coming. That day will bring about the destruction of the heavens by fire, and the elements will melt in the heat. 2 Peter 3

Knowing that one day Jesus will return should motivate you to godly living. Pastor Warren Wiersbe describes it like this, “The purpose of the prophetic truth is not speculation, but motivation.” It’s easy to watch the clock and basically stop living. The point isn’t to just sit and watch the clock in anticipation of His return. The point is knowing the day is coming when He will return which should motivate you to take seriously the calling that God has given you – a motivation to hear God say, “Well done, my good and faithful servant.” C.S. Lewis observed it like this:

If we consider the unblushing promises of reward and the staggering nature of the rewards promised in the Gospels and the Prophets, it would seem that our Lord finds our desires not too strong, but too weak. We are half-hearted creatures, fooling about with drink and sex and ambition, when infinite joy is offered us. Like an ignorant child who wants to go on making mud pies in a slum because he cannot imagine what is meant by the offer of a holiday at the sea, we are far too easily pleased.

Keep Hope Alive with an Outward Look

The Lord is not slow in keeping his promise, as some understand slowness. Instead he is patient with you, not wanting anyone to perish, but everyone to come to repentance.                  2 Peter 3:9

The idea of repentance is often misunderstood Repentance means to turn around or go a new direction. God wants people to come to repentance and understand what that means in 2 Peter 3:10, “But the day of the Lord will come like a thief. The heavens will disappear with a roar; the elements will be destroyed by fire, and the earth and everything done in it will be laid bare.” This passage tells us that the earth will be destroyed, but God will rebuild it. Peter is telling us to look outward and know that everything you make a big deal of today is not as significant as what will be in the new heaven and earth. All that we put into this world and all that we live for today will, in many ways, not last.

Everybody eventually has to downsize. It doesn’t matter how much you own or how much you have, it will someday go away. You may pass it on to others, but you can’t take it with you when this life is over. Peter wants us to pay attention and get into the mindset that what Jesus is building and will build is what matters. This is where we should invest our lives.

This Call to Worship, written by Rev. James Montgomery Boice, was the opening of each worship service at 10th Presbyterian Church in Philadelphia and is really a call to hope:

To all who are weary and need rest
To all who mourn and long for comfort
To all who feel worthless and wonder if God cares
To all who fail and desire strength
To all who sin and need a Savior
This church opens wide her doors
With a welcome from Jesus Christ
The ally of His enemies, defender of the guilty
The justifier of the inexcusable and the friend of sinners
Welcome. Welcome.

God doesn’t promise to make your world better. He promises to right everything that is broken in the new heaven and the new earth. One day, all broken will be made right. Our hope is not repent or you’ll get judged. Our hope is found in that Jesus Christ has become, through His work on the cross, the one who has secured your future.

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Make Every Effort: To Avoid False Teaching

The way you choose words is significant in their meaning. Words can often be subtly misused. Take the word lie and lay. Lay requires an object, “I will lay the book on the table.” Lie is something you do by yourself, “I am going to lie down for a nap.” It gets more confusing in the past tense. Lay is the past-tense of lie, “I lay down for an hour last night.” And the past-tense of lay is laid, “I laid the book on the table.” It is really easy to be off on something as simple as grammar.

2 Peter 2:1 warns against false words from false prophets “But there were also false prophets among the people, just as there will be false teachers among you. They will secretly introduce destructive heresies,” These people will be among Christians but introduce false teaching. Most people feel they are smart enough to recognize false teaching, but sometimes it’s a subtle misuse of the teaching which is secretly introduced, much like the subtle misuse of grammar. Peter identifies two heresies in 2 Peter 2:1-22. A heresy is not always blatant. A heresy is anything that is believed that leads to error.

Heresy 1: Salvation without Christ

They will secretly introduce destructive heresies, even denying the sovereign Lord who bought them…
2 Peter 2:1

In Peter’s day, false prophets taught that salvation was possible without Jesus Christ. In today’s culture, it is extended even further with many believing that you don’t even need to be saved. There’s a creeping universalism that everyone will be okay at the end of time. They believe that God’s way of saving us is by restoring us from our afflictions and brokenness on this earth instead of being bought from the penalty of sin. People deny the necessity of salvation.

A related heresy, is denying the sufficiency of salvation through Jesus Christ. This is a Jesus+ kind of Gospel. This heresy asserts that there is more you must do through good works to add to your salvation. But Jesus did what you cannot do. Over and over in the Bible, the message of the cross is that there is nothing you can do to gain in your standing with God. Your standing comes with what Jesus Christ has done and nothing else. Any time you add to it, whether through confirmation, baptism, goodness, or morality, you put your confidence in that thing rather than full confidence in God. You can rest on the fact that the only way you can be bought back from sin’s penalty is through trusting in what Jesus Christ has done. You can’t add to it and you can’t deny its importance.

Heresy 2: Freedom without Restraint

Many will follow their depraved conduct and will bring the way of truth into disrepute.
2 Peter 2:2

The depraved conduct referenced by Peter is basically living without boundaries, limits, or restraint. In verses 4-9, Peter gives very specific examples of people condemned for their depravity: “ For if God did not spare angels when they sinned, but sent them to hell, putting them in chains of darkness to be held for judgment; if he did not spare the ancient world when he brought the flood on its ungodly people, but protected Noah, a preacher of righteousness, and seven others; if he condemned the cities of Sodom and Gomorrah by burning them to ashes, and made them an example of what is going to happen to the ungodly… if this is so, then the Lord knows how to rescue the godly from trials and to hold the unrighteous for punishment on the day of judgment.” These people had a lack of boundaries and lack of reverence because of their search for freedom.

The heresy is that you can live anyway you want to live. Sometimes the Gospel is misunderstood to mean that because you are saved, then you can do whatever you want and be forgiven. Peter isn’t saying that you have to follow these standards to reach eternity. Peter is saying that if you don’t follow these standards, you will be enslaved: “They promise them freedom, while they themselves are slaves of depravity—for ‘people are slaves to whatever has mastered them.’” (v. 19). You think you will be free. People will tell you that you’re free. But you won’t actually be free.

The idea of personal freedom is a predominant view in today’s world. In his book, Making Sense of God, Pastor Tim Keller observes that people feel the only way to have a meaningful existence is to be free to live without any restraint and to do exactly what they want to do, when they want to do it. But we all have restraints. The question is, what restraints are we willing to live by? If you are elderly and you want to eat anything you desire, but also want to be healthy to freely walk and play and run with your grandchildren, these two things are mutually exclusive. You will accept one restraint in order to enjoy the other freedom. If you have a boat and take it into water that is too shallow for its design, you lose your freedom and accept the restraints of where you choose to travel.

When culture says you are free to do whatever you want, it’s denying the reality that you will accept restraints. The question becomes what restraints will you accept? What will you voluntarily restrain in order to enjoy another freedom? Jonathan Haidt, a professor at New York University conducted research and found that we are better off in life if we experience meaningful relationships. In his book, The Happiness Hypothesis, he further concluded:

We need to interact and intertwine with others. We need to give and take. We need to belong. An ideology of extreme personal freedom can be dangerous because it encourages people to leave homes, jobs, cities, and marriages in the search of personal and professional fulfillment, thereby breaking the relationships that were probably their best hope for such fulfillment.

Here’s the lie that heard frequently in our culture – you need to live for you. In the Christian world it takes a different look. It becomes the need to have your dreams fulfilled, making God a genie to help you get the life you’ve always wanted instead of saying I serve at the pleasure of a sovereign God who has bought me. Author David Foster Wallace observed it this way:

In the trenches of adult life, there is no such thing as not worshipping. Everybody worships. The only choice we get is what to worship. An outstanding reason for choosing some sort of good or spiritual thing to worship is that pretty much anything else you worship will eat you alive. If you worship money and things – if they are where you find your top meaning in life – then you will never feel like you have enough. Worship your own body and sexual allure and you will always feel ugly. And when age starts showing, you will die a million deaths before they finally plant you in the ground. Worship power and you will end up feeling weak and afraid and you will never, ever seem to be okay unless you can get more and more power and keep that fear at bay. Worship your intellect and you’ll end up feeling stupid and a fraud, always on the verge of believing that you’ll be found out.

David Foster Wallace made the same observation that Peter proclaimed in 1 Peter 2:19: “’people are slaves to whatever has mastered them.’” You can’t help it. You will worship something. But it has to be something that won’t crush you. Everything that you think will make you feel good in this world will ultimately crush you. But when you worship the true God and believe there is a master who bought you with His own blood and has your best interest at heart, you will know anything He sees is the right thing, the best thing, for you – even if you can’t see it or understand it. When you buy into the heresy that there is freedom without restraint, you miss the direction of the living creator of the universe who made you and knows how you will work best.

God is not a cosmic killjoy. He is like a loving parent who tells you that you can’t play in the middle of a busy street. The parent is doing the most loving thing by restricting your freedom. We often see ourselves as wiser than the infinite God. God knows things that you don’t know. He understands things you don’t understand. He knows how you will work best. Like a child in the care of a parent, you need to trust in God the Father instead of your own limited ability to see.

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Make Every Effort: To Add to Your Faith

When I was young, my parents did what many parents do. They forced me to take piano lessons. As I watched my friends playing basketball and football outside, I sat angrily with a 30 minute timer as I practiced the piano. Three years and thousands of dollars later, I was not much further ahead than when I started. I hated it and though I put in the time, I didn’t put in much effort. I was just dabbling.

Writing toward the end of his life and his experiences, Peter encourages those who have faith in Jesus Christ to do more than just dabble with their faith:

For this very reason, make every effort to add to your faith goodness; and to goodness, knowledge; and to knowledge, self-control; and to self-control, perseverance; and to perseverance, godliness; and to godliness, mutual affection; and to mutual affection, love. For if you possess these qualities in increasing measure, they will keep you from being ineffective and unproductive in your knowledge of our Lord Jesus Christ. But whoever does not have them is nearsighted and blind, forgetting that they have been cleansed from their past sins. Therefore, my brothers and sisters, make every effort to confirm your calling and election. For if you do these things, you will never stumble, and you will receive a rich welcome into the eternal kingdom of our Lord and Savior Jesus Christ. 2 Peter 1:5-11

Peter says those who are devoted to Jesus Christ need to make every effort to add to faith – to give it everything you have. Once you’ve established faith Jesus Christ, out-do yourself to add to your faith. But people often just dabble in their faith when it’s convenient to them and suits their needs. American Pastor A.W. Tozer made this observation about those who are casual in their approach to spiritual matters:

Probably the most widespread and persistent problem to be found among Christians is the problem of retarded spiritual progress. Why, after years of Christian profession, do so many persons find themselves no farther along than when they first believed?… Every man is as close to God as he wants to be; he is as holy and as full of the Spirit as he wills to be.

Peter tells us to add to our faith – a faith that Jesus Christ, as the Son of God, died on a cross for your sins and, as a sinful person, you need a Savior. Here is the list of building virtues that Peter shares in verses 5-7:

  • “Goodness” was the same word used for God in verse 3. It means excellence. This was a virtue to contribute to human good and flourishing in every aspect of this world.
  • “Knowledge” is defined as wisdom and discernment for a virtuous life. Researcher George Barna came to this conclusion “60% of people today can’t name a single commandment of the 10 commandments. One out of three people who call themselves church-going Christians cannot name the four Gospels. 75% of people think that ‘God helps those who help themselves’ is in the Bible. 12% of people believe that Joan of Ark was Noah’s wife.” Doing good in the world is not enough. In addition to being invested in this world, you must also have a knowledge that you are controlled by the Word of God.
  • “Self-control” is the ability to take control of oneself to avoid temptation. Once you know God’s way, you won’t give in to things that are contrary to what God desires. It’s important to resist temptation in the first place because are brains are chemically wired in a way that once we give in to an action, it is easier to do it the next time. If we excuse sinful things, it becomes easier each time we give in. Whether it’s the path to lust or fantasy or a different path of verbally running down others, your own heart shrinks for people and your own self-justification gets stronger and stronger.
  • “Perseverance” is a patient endurance, the willingness to endure in hard times or courage in hardship. When facing illness, broken relationships, or financial pressure, you don’t give up.
  • “Godliness” refers to reverence, piety, and awe. This isn’t a facade, but a real reverence for the things of God. This means examining what thrills you in this life and being more excited about the things of God than the things of this world. 2 Timothy 2:16 says, “Avoid godless chatter, because those who indulge in it will become more and more ungodly.” In other words, the more you talk about inane things, the further from godliness and the more inane you will become.
  • “Mutual affection” is a thoughtful consideration of others. It’s prioritizing others needs above your own. We often put our own feelings first and choose to assume the worst of others. We move from facts to presuming stories behind the facts. We add a ‘because.’ to reality. She didn’t call me back because… He didn’t go with us because… Once we add a story to the facts, we assume the worst about another. Mutual affection chooses to treat others with affection and not expect the worst.
  • “Love” is seeking welfare of others above ourselves. This is not the last virtue. It is the most important one that encompasses all the other virtues that Peter identifies.

“Make every effort” may sound like a lot of work. Peter compels us by giving specific reasons that you would want to add to your faith:

You Will Be Productive

For if you possess these qualities in increasing measure, they will keep you from being ineffective and unproductive in your knowledge of our Lord Jesus Christ. 2 Peter 1:8

You will be unproductive if you don’t add to your spiritual life. You won’t grow in your experience. You may grow in your years of faith, but marking time is not growing in faith. You won’t really know who God is unless you “make every effort to add to your faith.”

You Will Be Discerning

But whoever does not have them is nearsighted and blind, forgetting that they have been cleansed from their past sins. 2 Peter 1:9

Peter offers three images in this verse: nearsighted, blind, and forgetting. Nearsighted is an ability to see a hopeful future. Blind refers to an inability to see currently and having discernment. Forgetting is an inability to look back and see the significance of what has happened in the past. If you aren’t growing spiritually, you won’t be able to see things clearly.

You Will Never Stumble

Therefore, my brothers and sisters, make every effort to confirm your calling and election. For if you do these things, you will never stumble, and you will receive a rich welcome into the eternal kingdom of our Lord and Savior Jesus Christ. 2 Peter 1:10-11

Beyond an assurance of eternity, if you make every effort to add to your faith, you will be stable in your life. You will be rewarded in how you are welcomed into the Kingdom.

If you’re going to make every effort to add to your faith, you must have a vision for what God has done. He has given you everything you need and He has called us by His own goodness. When you see and embrace the goodness of Jesus Christ, it will transform and change you. When you add to your faith, you will do it because you have started to see the beauty of Jesus Christ.

If you try to get in physical shape and get into a physical discipline, there are two approaches. One is a checkbox approach to just check off the list to make sure you get specific activities down. The other is a maintaining a vision for where you want to go and doing whatever it will take to get there. The difference between these two approaches is in the second, you maximize your effort because you know what you will gain in the end. Spiritual dabbling is just checking the box for church, Bible, prayer, and study. Adding to your faith is putting your whole heart and soul into each moment because you have seen the beauty of who God is and what Jesus Christ has done on the cross on your behalf. You are so taken by His glory that you want more of Him in your life.

When you are in the early days of a dating relationship, you do more than schedule time to get together and talk things through. You do things together over an extended period of time to get to know the heart of the person. You are all in because you are captivated by who that person is.

Adding to our faith isn’t about doing things to get God. It’s doing things to discover the beauty of God. When you dabble spiritually, you turn it into a technique. Instead, your heart should be captivated by who God is and what He has done. Once that’s true, you won’t be able to do anything else but add to your faith. You will no longer feel compelled to do these things as part of a checkbox list. You will be compelled to be recaptured by the glory of God.

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Make Every Effort: To Embrace What You’ve Been Given

The truth is, I can be disappointed in myself when I see the gap between what God has created me to be and what I sometimes am. But reading the words found in 2 Peter, I know there are ways to close that gap.

To those who through the righteousness of our God and Savior Jesus Christ have received a faith as precious as ours: Grace and peace be yours in abundance through the knowledge of God and of Jesus our Lord. His divine power has given us everything we need for a godly life through our knowledge of him who called us by his own glory and goodness. 2 Peter 1:1-3

These verses tell us that God has granted you everything you need to be the person that He has called you to be. For those who have received faith in Him, He has already given everything you need to you and the results are continuing even now. With all God has given, there is no need to live in a chronic state of disappointment.

To avoid disappointment, some approach life looking for a ‘magic bullet’ – the idea if you could find that one thing, then you would be able to be all that God called you to be. It can become a lifelong quest. But these verses in 2 Peter tell us that there is no experience, no book, no practice, no church, no guru, no teacher, no relationship, and no worship style that will ultimately give you exactly what you’re looking for. You have already been given everything you need to live the life that God has called you to live.

Others may question that all we need is found in God. They look at the Bible as a spiritual guide that doesn’t help in the here and now. They put it into the moral compartment of life and hope for eternal life, but search for what they perceive they need right here and now – a better job, more money, a bigger house, a relationship, more control. God and the Bible don’t seem to address those kinds of things. Some conclude that we have to be the source of our own security, our own approval, and our own control. If we aren’t our own source, then what does 2 Peter say that we’ve been given?


Through these he has given us his very great and precious promises… 2 Peter 1:4

When we have faith in God, we have a promise about His character, your future, and what He will do in our lives. Many approach life as if we need our own security. One author described the vastness of the universe. Traveling at the speed of light, you could circle the earth seven times in one second and pass the moon twice in two seconds. Yet it would take 4.3 years to reach the nearest star and 100,000 years to cross our galaxy. It would take two million years to reach the next galaxy. Despite the vastness of the universe, Isaiah 40:12, tells us that God holds the universe in His hand: “Who has measured the waters in the hollow of his hand, or with the breadth of his hand marked off the heavens?” This is the same God who promises in Hebrews 13:5, “Never will I leave you; never will I forsake you.” God promises ultimate security to those who have faith in Him. There is no need to live in fear. British missionary William Carey, once said, “The future is as bright as the promises of God.” God has promised to be with us wherever we go. When all is said and done, He has prepared a room for us in His mansion. That is where we can find complete security.


He has given us his very great and precious promises, so that through them you may participate in the divine nature… 2 Peter 1:4

God has given us a status, but not based on anything we could ever do. 1 Peter 1:1 explains that it is “through the righteousness of our God and Savior Jesus Christ.” Some people spend much of their time seeking approval from other people. But the status that God confers to His people transcends what everyone else thinks. In his book When People are Big and God is Small, author Ed Welsh discusses the fear of man symptoms which lead to concern over what others think:

These are the symptoms. We are susceptible to peer pressure. We end up needing something from our spouse. We have a concern with our self-esteem. We end up over-committed because we can’t say no. We have a fear of being exposed. We’ll tell small lies in order to make ourselves look good. We look at people and we end up becoming jealous, angry, depressed or anxious. We avoid people because of our own pride. We’ll compare ourselves with other. We’ll have a fear of evangelism.

When we haven’t declared that our status is in Jesus Christ, we seed our status to people in our lives and we become enslaved to what people think.


His divine power has given us everything we need for a godly life through our knowledge of him… 2 Peter 1:3

We have God’s power. But often in the Christian experience, we often don’t use what we’ve been given. It’s like having the latest technology at your disposal for your musical experience, but still resorting to the use of cassette players or CDs. Or it’s like having a car and trying to push it around instead of turning it around. We have been given the divine power to use everything, yet we still us the equivalent of cassettes, CDs, or a powerless car. God’s power has given all we need. We just need to tap into the power that is available to us. But how can we embrace it?

Stop Blaming and Minimizing

We are called to live with urgency and expectancy because we have been given everything we need. If we continue to fall short of what God has called us to be, then we are simply making excuses. We add a ‘but’ to put the blame on others or circumstances. But you don’t know my spouse. You don’t understand my circumstances. I get angry because of what they did. It’s because of the way my parents treated me. It’s my biology. It’s just the way I’m wired. If we want to stop being disappointed with ourselves and become all that God intended us to be, we must stop blaming ourselves or our circumstances. We must stop minimizing the importance of our personal choices.

Start Cultivating a God-Directed Desire

The word “desires” at the end of 2 Peter 1:4 connotes everything we want: “ so that through them you may participate in the divine nature, having escaped the corruption in the world caused by evil desires.” Conference speaker Elyse Fitzpatrick made this observation:

Our choices are predicated on what we think is good -what we delight in and what we find most desirable. The truth about our choices is that we always choose what we believe to be our best. We choose what we believe will bring us the most delight.

Below the surface of all the things we want, there is something that we’re really worshiping. We often don’t think of it as worship. But our worship can be seen in the need for security, approval, power, or control. If you are going to make progress in being all that God intended us to be, we must desire the things of God more than things of this world. God has already given you security, standing, and strength to do what you need to do. But if your desires set themselves, God becomes secondary. It will consume you. When God is the object of your faith, affection, and worship and He is prioritized over everything else, then you will experience transition and change. When you embrace the life that you’ve been given because you understand what God has done for you through Jesus Christ, it will change the way you live in this world. You’ll no longer worry about your own security, approval, or control. You’ll live as one who has it.

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High Consequence

I recently had the chance to travel to Seattle with a group of friends to climb Mt. Rainer. Ascending to 14,410 feet above sea level, it’s one of the highest peaks in the United States that can be climbed without the technical expertise of repelling. I was anticipating that this climb was all about strength and endurance training. We spent three days on the mountain, climbing into the snow fields of this glacier covered mountain to learn all the basics. As we prepared, they kept repeating a phrase that was unfamiliar to me, “high consequence terrain.”

I had a moment of pause as I kept hearing that phrase because I was expecting a non-technical climb. But I soon learned that climbing a glacier was more than taking a long hike with my friends. We faced three types of high consequence terrain: a crevasse in the ice that requires you to walk across a snow bridge or ladder, steep terrain with a danger of falling, and loose rock or ice which could cause an avalanche. If you get it wrong when navigating high consequence terrain, the result could be devastating. The experience reminded me that we sometimes feel comfortable about faith and think we know what to expect but, in reality, we can face some high consequence terrain. If we get it wrong, the consequences are substantial.

In our country today, very few people believe there is high consequence terrain when it comes to faith. Most people think it’s okay to let everyone believe whatever they want about God. There isn’t one truth. Everyone can establish their own truth. But God does give us a definition of high consequence terrain in Matthew 7:13-14:

Enter through the narrow gate. For wide is the gate and broad is the road that leads to destruction, and many enter through it. But small is the gate and narrow the road that leads to life and only a few find it.

The Bible is clear that there is a wide gate and broad road that leads to destruction. The gate that leads to life is a narrow one. There are two ways we can easily miss the narrow path:

We Miss the Narrow Path through Unbelief

For it is by grace you have been saved, through faith—and this is not from yourselves…
Ephesians 2:8

Grace through faith just seems too easy to many people. It seems like God wouldn’t work that way. But that’s exactly how He works by extending undeserved favor to His people. Faith is trusting in what God does and not what you do to achieve eternal life. Putting grace and faith together is the essence of the Gospel. God will save you through Jesus Christ. There is nothing you can do to earn it.

But we can miss this grace by an unwillingness to believe in God. Unbelief is sometimes rooted in thinking we don’t need God’s grace. Still others think that they are good enough and only a few diabolical people won’t make it to heaven. People want to feel everyone is basically good. But Jesus’ words in Matthew 7 tell us that the path is wide and many will enter into destruction.

Unbelief isn’t just intellectual. It’s not just rejecting the information. Even in the Bible, we see there is something else behind the questions. In Matthew 11:2121-23, we read as Jesus chastises cities where He had taught, “Woe to you, Chorazin! Woe to you, Bethsaida! For if the miracles that were performed in you had been performed in Tyre and Sidon, they would have repented long ago in sackcloth and ashes. But I tell you, it will be more bearable for Tyre and Sidon on the day of judgment than for you. And you, Capernaum, will you be lifted to the heavens? No, you will go down to Hades. For if the miracles that were performed in you had been performed in Sodom, it would have remained to this day.” These people had seen great works but still didn’t believe.

Jesus shows us what’s at the root of their unbelief earlier in the same chapter in verses 16-19: “To what can I compare this generation? They are like children sitting in the marketplaces and calling out to others: ‘’We played the pipe for you, and you did not dance; we sang a dirge, and you did not mourn.’ For John came neither eating nor drinking, and they say, ‘He has a demon.’ The Son of Man came eating and drinking, and they say, ‘Here is a glutton and a drunkard, a friend of tax collectors and sinners.’ But wisdom is proved right by her deeds.”

Jesus took a common occurrence that the people would understand to make a point. For entertainment in that day, children would sit out and mock the city events which were primarily weddings and funerals and taking it further in the comparison of Jesus and John. No matter what was done, whether abstaining or enjoying food and drink, the people didn’t accept it. It didn’t matter which song was chosen, like the city children, the people weren’t going to like it. Jesus was saying that unbelief isn’t just an intellectual issue; it’s an unwillingness to give up control to God. Romans 1 20 echoes this unwillingness to yield to God:

For since the creation of the world God’s invisible qualities—his eternal power and divine nature—have been clearly seen, being understood from what has been made, so that people are without excuse. For although they knew God, they neither glorified him as God nor gave thanks to him, but their thinking became futile and their foolish hearts were darkened.

In Romans we see that they didn’t worship God because they just didn’t want to. Even those who grow up in faith often reach a time when they want to establish their own control. They don’t want anyone to tell them what to do with their time, their body, their money, or anything else that is part of their life. A convenient agnosticism sets in, basically leaving them not knowing what to believe or if they can believe. This type of convenient agnosticism reflects an unwillingness to bend a knee to who God is – to choose not to believe.

We can navigate this stage of life by seeing something about Christian faith that is striking. Christianity has a message that is different from every other religion. It is simultaneously the most pessimistic and most optimist of worldviews. It is pessimistic because it admits that all people are sinful and deserve eternity in hell because our sin is so offensive to God. Yet it is a highly optimistic view that we are created in the image of God and can be renewed because of what Jesus Christ has done for us. We are loved in spite of our own sinfulness.

We Miss the Narrow Path through Self-Reliance

For it is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God – not by works, so that no one can boast.
Ephesians 2:8-9

In your own self-reliance, you may feel you are good enough when God grades on a curve. He will look at you compared to others and deem you as being good enough. It’s a way of saying your works are enough to make you acceptable to God. An indication that you’re relying on works is when you divide people into good and bad columns. This is easily seen in political discourse as each side points to the other side as being the source of the problem. This same finger-pointing translates spiritually. We tend to classify good people as those who think and do the same way we think and do. People who think and do differently than ourselves become the problem in the world.

Another indication that we’re relying on works appears when we believe that if we do the right things, then God will accept and reward us. If we follow this concept, then when things go wrong in our lives, we feel God has let us down because He owes us. We will either redefine what it means to be good or we live with a sense of ongoing guilt. In our faith journey, we often get it right at first, knowing that it is by God’s grace alone that we are saved. But it is easy to return to living by our own works. Paul made this same observation in Galatians 3:2-3:

I would like to learn just one thing from you: Did you receive the Spirit by the works of the law, or by believing what you heard? Are you so foolish? After beginning by means of the Spirit, are you now trying to finish by means of the flesh?

Paul saw the tendency to start down the path correctly but then revert to works. We get the theology right and start down the path correctly, but then we revert to works because it feels better to us. We know we are saved by grace but we feel God will like us better if we do certain things. Instead of living by grace, instead of experiencing joy, instead of living with confidence that Christ righteousness is credited to us, we end up living life believing that God will accept us if….

We often evaluate the quality of our faith rather than the object of our faith. If you stand on a sturdy crate, it really doesn’t matter how much faith you have that the crate will hold your weight. Even if you have only 5% faith, the crate will hold your weight without collapsing. In the same way, if you try to stand on a paper cup, it doesn’t matter how much faith you have that the paper cup will withstand your weight. Even if you have 100% faith in the paper cup, it will be crushed as soon as you step on it. The object of the paper cup is not strong enough.

Spiritually, we confuse the quality of our faith with the object of our faith. Instead of maintaining a faith based solely in the strength of God alone, we but our faith into the weakness of our works. This focus on works takes our entire experience and turns it into religion. We try to garner God’s favor based on what we do rather than basking in what He has done. If we don’t live in the reality of grace alone, we live with a constant voice of accusation. This internal voice calls us back to every mistake we’ve ever made and every wrong word we have ever spoken. We start to give in to that voice and feel a need to perform to be accepted.

Understanding grace in all its fullness means you will approach life differently. You will no longer strive to earn God’s favor. You will approach life knowing that through Jesus Christ, God has lavished on you what you do not deserve. This is only available by grace, never by works. Once you run to the cross of Jesus Christ, there is nothing you can do or say that can make God like or accept you any more than He does today. And there is nothing you can say or do that will cause God to say you are unacceptable. When you move past self-reliance, you’ll begin to live with the joy and freedom that God intended.

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Misquoting God: As a Person Thinks

People are often fast to claim, “This is what God says.” But often what they think the Bible says isn’t reality. The words are often twisted or taken out of context. It would be similar to quoting John F. Kennedy’s famous statement, “Ask not what your country can do for you, ask what you can do for your country.” Reverse the words and you have quite a different meeting. If you read this statement alone out of the whole of Kennedy’s words and work, you might conclude that Kennedy opposed all social programs.

Sometimes the message if the Bible can become misquoted by comparing different translations. In the King James version, Proverbs 23:7 reads, “For as he thinketh in his heart, so is he…” Many take this verse and claim, if you think it, it will happen. The same translation in the New International Version reads quite differently, “for he is the kind of person who is always thinking about the cost.” Though this is the same verse, the meaning when taken out of context seems quite different. In context of Proverbs 23: 6-8, the meaning of the single verse becomes quite clearer:

Do not eat the food of a begrudging host,
do not crave his delicacies;
for he is the kind of person
who is always thinking about the cost.
“Eat and drink,” he says to you,
but his heart is not with you.
You will vomit up the little you have eaten
and will have wasted your compliments.

How is This Verse Misquoted?

One author extended the meaning of this verse:

Sometimes we just need to stop and think about what we’re thinking about. The Bible tells us that what happens on the inside of us – our thoughts, our attitudes, our motives – are more important to God than what happens on the outside. You can fool people all day long by saying the right things, but Scripture tells us that God is looking at our hearts. He wants our thoughts and attitudes to come into alignment with His word so that we can see His promises come to pass in our lives… I am what I am totally because what I believe about myself yesterday.

At first pass, this author may seem reasonable in his comments, but the giveaway comes in this phrase, “so that we can see His promises come to pass in our lives…” This observation is common among many in the Word/Faith Movement who teach that when you think it, then say it, you will get a result from God. This verse is also misconstrued by many who feel what you think drives what you do which drives your experience from God.

Why is This Important?

The difficulty with this approach is the inference that what you think can impact the direction of God. There are clearly verses that indicate faith can move a mountain and God will answer your prayers. But the problem results when the think it, say it, receive it approach becomes a formula. If we don’t receive the outcome we are expecting, then our faith can become shaken to the core. If you believe that if you have enough faith, your loved one will be healed of any type of disease, yet your loved one still dies, you’ll be burdened with the guilt that it was your fault. You will believe that it was your lack of faith that resulted in their death.

As you look at the totality of Scripture, you will see that there are people throughout the Bible who had great faith, yet still faced trials and death. Job was described as righteous, upright, and God-fearing. Job did everything right, but his experience was the opposite of what he hoped for. Jesus lived a perfect life, and cried out to God in the Garden of Gethsemane, yet He still faced the torture, death, and separation of the crucifixion. Paul dedicated His life to spreading the Gospel but endured great hardship. Many in the early church faced martyrdom even thought they lived their life dedicated to sharing the message of Jesus Christ.

Sometimes God honors faith and responds in a way that we see as positive, but sometimes God allows us to experience trials. If your rubric is if I think correctly and say or do the right thing, I’ll get a good result, then sooner or later you will end up either blaming God or blaming yourself. When the result is not what you thought it would be, then you will say God isn’t worthy, He isn’t in charge, and He can’t do anything. Or you will take the blame upon yourself for having a faith that was too weak to bring about a result. Either away, it will destroy your faith journey. The Word/Faith movement emphasizes a partial truth to the exclusion of another truth leading to an unbalanced and unbiblical worldview. When you are unhappy with your circumstances, you’ll either feel angry that God didn’t come through or guilty that you didn’t believe enough

What Would be Better?

The Word/Faith Movement takes a part of a truth and emphasizes it to the exclusion of another. A better way is to see the whole truth is to think biblically. By seeing the whole truth, we will have a balanced view. Here are a few comparisons

  • Faith Moves God (Word/Faith)
    God is Sovereign (Biblical Approach)

When a child wants something, a good parent will sometimes give it to them, but if you give it every time you’ll be a poor parent. A child may want to eat ice cream for every meal, but a parent knows that will be unhealthy. Even though they want it, you know what is better for them and will say no. That’s what God often does for us. He has a bigger picture and knows what is best.

  • You’re a Child of the King (Word/Faith)
    You’re a Servant of the King (Biblical Approach)

You are both a child and a servant simultaneously. One cannot be held in exclusion to the other. Both roles need to be held in proper tension with each other.

  • Speak Good to Get Good (Word/Faith)
    Speak Truth about God (Biblical Approach)

Over and over in the Psalms, we read words of truth spoken into the situation. Psalm 89 begins with these words, “I will sing of the Lord’s great love forever; with my mouth I will make your faithfulness known through all generations. I will declare that your love stands firm forever,” The words don’t include a declaration that God will act. These words declare the truth that God’s love stands firm. When we speak words of truth we bring God’s perspective to bear in whatever we’re walking through.

  • God Will Save You from Trials if You Believe Enough (Word/Faith)
    God will Save You from Sins if You Believe (Biblical Approach)

Titus 3:4-5 tells us, “But when the kindness and love of God our Savior appeared, he saved us, not because of righteous things we had done, but because of his mercy.” Maybe God allows some of the hard things in our lives so that we will know that this world can’t bring everything for us. This world is too broken, too hopeless, and full of hardship. When we understand this, we begin to put our hope in something more than this world has to offer.

There is ultimate damage if you subscribe to the idea that if you think it and then say it, you will get it and enjoy your best life here is now. It reduces God to being our assistant. You believe that if you do everything right that God will serve your purposes and help you get the life that you want on this earth.

But what you see in the Bible is that the God who is ultimately worthy of our worship is not your assistant. Instead, He is a God who came and did for you what you could never do for yourself. If you believe, He will save you from your sin. Though this world is broken, He promises a renewed world. He will make right what is broken. If you focus too much on the here and now, blaming God or yourself when things don’t work out the way you want, then you’ll miss the hope and the reality that God will do something greater.

Real faith isn’t demanding God to do something for you. Real faith is trusting God even when you can’t see His hand, even when you don’t understand His direction, and even if you don’t like it. There is a God who loves each person. He wants more than anything for you to trust in His Son and be numbered among His children in eternity. That is your ultimate hope that transcends anything this life has to offer.

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